Cookies Policy

By accessing and using this website (the “Site”) you indicate that you accept the use of cookies in the manner as described in this policy.

1.0 What are cookies?

A cookie is small piece of data sent from a website and stored on your computer or device. Almost all websites use cookies and they have several different functions. The main purposes for cookies are to:

Allow the site to function correctly and to help keep it secure.
Make the site easier to use by remembering information that you’ve entered, to recognise you as a site user and to personalise your visit.
Collect basic information about the way you have used the site.

The cookies may also allow CFM Group to record additional information on the webpages you have visited and the contents of those webpages, any information you input, your referring URL or IP address, your time of visit and related session information, your requested page, web browser type, USR agent, status of request (successful reply), cookies, number of bytes in the response, and query string and any information or technical detail your browser is sending to us.

2.0 Do we use cookies and how do we use them?

Yes. CFM Group uses this information to better understand website usage in the aggregate so that we know what areas of our website users prefer. This information is stored in log files and is used for statistical reporting and in limited circumstances to prevent fraudulent claims.

3.0 What type of cookies do we use?

For a detailed overview of the cookies on this website, please select the Cookie Settings link the footer at any time. Here you will be able to see lists of cookies by function including the name of the cookie, the data controller associated with the cookie, a description of the cookie, and the cookie retention time. Please note that while we strive to keep this list as accurate as possible, the majority of cookies on this website are set by third party scripts, and hence the list provided should be treated as indicative information for the purpose of enabling a user to make an informed consent decision rather than an exhaustive list of specific cookies.

3.1 Cookie classifications

Cookies that are defined as “strictly necessary” are required to help keep data safe. They allow you to move between different pages on our site. They also help to keep your details secure

Cookies that are defined as “not strictly necessary”. This type of cookie helps us improve the performance of our site. They tell us how pages are used, which ones are commonly viewed and help us piece together a full picture of a typical customer journey through the site. They also tell us if any errors occur

There are three types of cookies on our websites which fall under the above two classifications:

Session Cookies
Persistent Cookies
Third Party Cookies

3.2 Session cookies

A session cookie exists only while the user is reading and navigating the website. Session cookies enable users to carry out essential tasks on our site, without them the site will not function correctly. This type of cookie expires as soon as you exit the browser you are using to view our website.

3.3 Persistent cookies

A persistent cookie will outlast a user’s session. This could be used to record a vital piece of information such as how the user initially came to this website or to record details about the last browsing session on the site. For this reason persistent cookies are also called tracking cookies.

3.4 Third party cookies

Third party cookies are not related to or controlled by CFM Group. Third party cookies are used by our business partners, e.g. Google Analytics. Google Analytics tracking (and most web tracking software) uses cookies in order to provide meaningful reports about site visitors.

CFM Group monitors this information to gather data about repeat visitors to our site and their user experience. This helps us ensure that improvements are consistently made to our sites based on your experiences. Google also reserve the rights to the data collected.

The Google Analytics features implemented by CFM Group Insurance include Remarketing and Double Click. These tools are used to advertise online, where the information obtained is used to inform, optimise, and advertise based on past visits to our site. These advertisements may be shown on sites across the Internet.

This Site may link through to third party websites [including websites of companies within the CFM Group] which may also use cookies over which CFM Group has no control. CFM Group recommends that you check the relevant third parties’ privacy policies for information about any cookies that they may use.

4.0 How to disable your cookies

If you don’t want to receive cookies, you can modify your preferences by selecting the Cookie Settings link the footer of this website at any time.

Remember, if you refuse to accept cookies, certain critical elements of web sites will not function correctly.

5.0 Changes to our cookie policy

From time to time, we may need to change this cookie policy. For instance, we may need to do so to reflect any changes in technology or legislation or our data use practices. Any updates or changes that may affect how we use cookies or how you as a user can manage cookies will appear in this Policy. We encourage you to periodically review our Cookie Policy to determine the current policy in force as the updated version applies to each use of this Site.

6.0 Contacting CFM Group

If you have any questions, comments and requests regarding this cookie policy, please contact us at [email protected]

7.0 Additional information

For more information on cookies and cookie legislation, please visit the following sites: