In most car insurance policies we will ask you to sign and return a proposal. Please check that all details on the proposal are correct, as per image below. If any details are incorrect you should contact us immediately.

A letter of driving experience is normally where you have been named on another policy – for example you may be a named driver on your wife’s/husband’s/parent’s/employer’s policy. In these cases we look for the insurance company to issue you with a letter confirming the number of years you have been named and confirm any claims details you may have.

Some insurance companies allow you a no claims discount even if your last policy expired prior to taking out the policy with Coverinaclick.ie. In the case where there is a break between the policies we will require you to complete a ‘gap in cover’ letter. This letter asks you to confirm that you have had no accidents or claims since the expiry date of the last policy. Normally, the maximum period an insurer will allow a gap to be is 2 years.

Once we have received the proposal form and all the requested documents, an annual certificate of insurance will be issued to you.

Yes we can arrange to match the no claims bonus you have earned on your van and transfer this discount to the new car insurance policy.

To make any changes whether permanent or temporary, you need to call our customer service team. Please call us on 01 231 9310.

Each policy has different excess and this can depend on the type of car insured or the age of the drivers covered on the policy. Your policy schedule will give you the details of your policy excess.

A car insurance excess is the amount you pay in the event of a claim where there is damage or loss to your car. For example, if your policy excess is €250.00 and you have an accident where the cost of repair is €2,000. The insurers in this case will pay you €2,000 less the €250 so the total you will receive is €1,750. You only pay an excess if it is your insurance company that has to pay the claim.

You can cancel your car insurance policy by sending your insurance certificate and disc, along with written confirmation to our offices, indicating that you wish to cancel your policy. Please check, prior to cancelling, the amount you are due to be refunded as some insurers may charge more for cancelling especially if the cancellation is within the first year.