The type of car you drive plays a major role in determining what impacts car insurance rates. Sports cars, for example, are often more expensive to insure because they are associated with higher risks of accidents and theft. Additionally, luxury cars or vehicles with high repair costs can lead to higher premiums.
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On the other hand, if you drive a safe, reliable, and low-cost-to-repair car, you could see your premium reduced. Insurers consider the likelihood of a car being in an accident, its safety features, and the cost of repair when calculating rates.
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3. Mileage and Usage
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The more you drive, the higher the chance of being involved in an accident. For this reason, what affects your car insurance premium rates often includes how much you drive in a year. If you’re someone who uses their car daily for long commutes, expect to pay a higher premium compared to someone who only drives occasionally.
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What is the relationship between risk and premium insurance? Well, the more risk you present (in this case, by driving frequently or for long distances), the higher your premium will be. However, if you can reduce your mileage or use your car less often, you may be able to lower your premium.
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4. Location and Occupation
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Where you live and work can significantly impact your car insurance premium. Urban areas with higher traffic and theft rates generally come with higher costs. If you live in a rural area with fewer vehicles and less traffic, your rates may be lower. Similarly, if your car is parked in a garage rather than on the street, you’re less likely to face theft or damage, which can help lower your premium.
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Your occupation can also influence your car insurance cost. Insurers may offer discounts for occupations considered to be lower risk, such as teachers or office workers. Higher-risk jobs, like delivery drivers or those with frequent driving, tend to have higher premiums.
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5. Penalty Points and Claims History
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Penalty points and previous claims are both factors that can increase your premium. If you have points on your licence for speeding or other traffic violations, insurers will view you as a higher risk. Similarly, if you’ve made previous claims, particularly ones related to accidents, your premium will increase. Insurers consider your claims history when calculating the risk of insuring you. So, if you have a record of frequent claims, you may face steeper premiums.
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6. The Level of Cover
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The type of coverage you choose also impacts the cost. Third-party insurance tends to be cheaper than comprehensive cover. However, it provides less protection in the event of an accident. If you want to lower your premium, you might opt for third-party cover. If you want more extensive protection, expect to pay a higher premium for comprehensive cover.
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Understanding what impacts insurance premiums can help you make informed decisions. Factors like your age, driving experience, and claims history all play a role in determining the cost of your premium. By considering these factors and making adjustments, you can potentially reduce your premiums.
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At CoverInAClick.ie, we offer competitive car insurance quotes to help young and learner drivers get the best deal on the market. If you’re looking to save on car insurance, get a quote today!
\n
\n","title":"What Impacts Insurance Premiums?","summary":"Learn about what impacts insurance premiums in Ireland. Factors like age, car type, and mileage, can play a part in reducing your car insurance premium.","createdAt":"2025-03-25T17:16:00.000Z","slug":"what-impacts-insurance-premium","header_image":"https://storage.coverinaclick.ie/blog/67e2e6db1002948a1ae29e67/1742923483769/what%20impacts%20insurance%20premium.jpg","updatedAt":"2025-03-25T17:16:00.000Z","__v":0},{"tags":[],"tag":"Guides","status":"Published","_id":"67b5f8cd1002948a1acf0ec9","wysiwyg":"
Road signs in Ireland are essential for safe driving, no matter your experience. For learners, knowing these signs is especially important to navigate the roads safely. As a trusted broker for provisional driver insurance, we understand the challenges new drivers face. In this guide, we'll explore the different types of Irish road signs, their meanings, and why they matter.
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Types of Road Signs in Ireland
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Road signs in Ireland are designed to keep traffic flowing smoothly and safely. They fall into several categories. These are regulatory signs, warning signs, roadwork signs, information signs and motorway signs. Understanding each type will help you drive more safely and avoid penalties.
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1. Regulatory Signs
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Regulatory signs are mandatory and must be followed. These signs enforce traffic laws, such as speed limits, no entry, stop, and yield signs. Many of them are red road signs Ireland drivers must obey, easily recognisable by their red borders or backgrounds. Here are some common examples:
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A. Stop Sign
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Octagonal with a red background and white lettering. It’s one of the most familiar red road signs Ireland drivers encounter, meaning you must come to a complete stop.
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B. Yield Sign
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Inverted triangle with a red border and white background. It indicates that you must give way to other traffic.
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C. No Entry
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Circular with a red border and white horizontal line, indicating that vehicles are prohibited from entering. This is another example of red road signs Ireland drivers need to understand.
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Regulatory signs are essential for maintaining order on the roads. Ignoring them can result in fines or penalties, so it's crucial to understand and obey them.
Warning signs alert drivers to potential hazards ahead. In Ireland, these are typically yellow road signs with a diamond shape, a black border, and black symbols. These signs provide advance warnings, allowing drivers to adjust their speed accordingly.
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Some common yellow road signs in Ireland include:
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A. Roundabout Ahead
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Alerts drivers to an upcoming roundabout, requiring a reduction in speed.
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B. School Ahead
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Warns drivers of a school zone, where extra caution and slower speeds are necessary.
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C. Dangerous Corner Ahead
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Indicates a sharp bend that may require reducing speed.
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D. Level Crossing - Train
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Alerts drivers to a railway crossing ahead, where they must be prepared to stop.
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These yellow road signs in Ireland are crucial for preventing accidents and ensuring road safety. Recognising them in advance allows drivers to prepare for any changes in road conditions or hazards.
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3. Roadwork Signs
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Roadwork signs inform drivers about ongoing construction or maintenance work. In Ireland, these are typically orange road signs with black symbols or text. They alert drivers to temporary hazards, requiring caution and slower speeds.
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Common examples of these orange road signs in Ireland include:
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A. Flagman Ahead
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Indicates that a traffic controller is managing traffic flow.
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B. Roadworks Ahead
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Warns drivers to reduce speed and be alert for workers and machinery.
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C. Lane Closure
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Informs drivers of a closed lane due to road maintenance or construction.
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These orange road signs ensure that drivers in Ireland are aware of temporary road conditions. They help motorists navigate safely through construction zones.
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4. Information Signs
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Information signs provide essential details about directions, distances, and services. These signs help drivers find their way and make informed decisions on the road. In Ireland, information signs vary in colour depending on the type of road:
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A. Green Signs
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Used on national routes, showing directions to towns and cities.
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B. White Signs
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Found on regional roads, indicating local destinations and distances.
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C. Blue Road Signs
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Used on Irish motorways to provide important information, such as exits, distances, and lane changes.
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These signs help drivers plan their routes and reach their destinations efficiently. It’s a good idea for learner drivers to get familiar with these signs.
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5. Motorway Information Signs
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Motorways in Ireland use blue road signs to convey essential information. These signs help drivers navigate complex road systems and ensure safe, efficient travel. Some key examples include:
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A. Motorway Ahead
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Informs drivers that they are approaching a motorway entry.
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B. Entry to Motorway
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Confirms the start of a motorway and its rules, such as no stopping or reversing.
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C. Countdown Signs
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Show the distance to an exit in decreasing blocks (300m, 200m, 100m).
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D. Lane Gain
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Indicates the addition of a new lane, helping drivers merge safely.
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E. Next Exit
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Shows the distance to the next exit, allowing drivers to prepare in advance.
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In addition to motorway signs, blue road signs in Ireland are also used for bus, tram, and light rail information. These signs help keep public transport routes clear and efficient.
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Why Knowing Road Signs in Ireland Matters
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Understanding road signs is essential for safe driving and compliance with traffic laws. This is especially important for new drivers or those with provisional licences. Breaking traffic rules can result in penalties or the loss of their driving privileges.
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Being familiar with road signs also helps you respond quickly to changing road conditions, reducing the risk of accidents. For more detailed information, you can explore this PDF manual from RSA.
\n","title":"Your Guide to Road Signs in Ireland","summary":"Learn about road signs in Ireland, including regulatory, warning, roadwork, information, and motorway signs. Essential for safe driving and road safety.","createdAt":"2025-02-19T14:55:00.000Z","slug":"road-signs-ireland","header_image":"https://storage.coverinaclick.ie/blog/67b5f8cd1002948a1acf0ec9/1739978957554/Road%20signs%20Ireland.jpg","updatedAt":"2025-02-19T15:30:46.068Z","__v":0},{"tags":[],"tag":"News","status":"Published","_id":"678a442bbbc3391864f6a9b5","wysiwyg":"
The Road Safety Authority (RSA) has rolled out fee hikes for driving licences and NCT tests from 2025. Announced in December, these increases are already affecting drivers across Ireland. If you're a young driver starting your journey, here’s what you need to know about these changes.
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As your go-to provider of insurance for learner drivers, we’re here to help you stay ahead of these updates. With so many steps involved in getting on the road, staying informed about every new development is crucial.
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Why Are Fees Going Up?
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The RSA has raised fees to cover higher operating costs and maintain essential services like driving tests and vehicle checks. These adjustments help maintain high standards in road safety and service quality. By raising fees, the RSA aims to ensure its services can meet the growing demand and maintain efficiency. You can find the full breakdown of these changes here.
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What’s Changing?
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Several key areas have seen price adjustments:
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1. New 2025 Driving Licence Fees
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The cost of applying for or renewing your driving licence has increased. Here’s a breakdown of the changes:
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A. Full driving licence: Increased from €55 to €65
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B. Learner permit: Increased from €35 to €45
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C. Exchange of foreign driving licence: Increased from €55 to €65.
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If you’re a young driver, it’s important to account for these adjustments in your budget, especially if you’re working towards your full licence. These increases, while relatively modest, can add up over time.
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2. New 2025 NCT Test Fees
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The National Car Test (NCT) ensures that your vehicle is roadworthy, and it’s now more expensive. Here’s what has changed:
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A. Full test under the NCT: Increased from €55 to €60
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B. Retest under the NCT: Increased from €28 to €40
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C. Commercial vehicle roadworthiness test (CVRT): 15% increase in the pre-VAT cost.
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These fee hikes make it even more important to stay on top of your car's maintenance to avoid retests and additional costs. As a driver, ensuring your car is roadworthy can save you from unexpected expenses and hassle.
For learner drivers, these fee hikes add another layer of cost to an already pricey process. From paying for lessons to securing car insurance, getting a licence involves several expenses. Now, with higher fees for both licences and NCT tests, it’s important to plan your finances carefully. For those still in school or working part-time, this might mean making choices about where to allocate funds most effectively.
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Navigating the Road Ahead
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Balancing these new fees might seem daunting, but with some strategic planning, you can handle it smoothly. Here’s how:
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I. Budget Smart: Keep track of your upcoming expenses, from licence renewals to NCT tests. Creating a budget can help you manage these costs without feeling overwhelmed. Breaking down these costs into monthly savings goals can make them more manageable over time.
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II. Stay Informed: Keep up with updates from the RSA, so you’re always aware of any future changes. Knowledge is power, and staying informed can help you plan better. Following reliable sources and signing up for alerts can ensure you never miss important updates.
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III. Look for Savings: Insurance for learner drivers can be expensive, but it’s essential. Shop around for providers offering competitive rates to help offset rising costs elsewhere. Consider looking for providers that offer discounts for safe driving or for bundling policies together.
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Staying Ahead of Rising Costs
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Fee increases might feel like a setback, but they don’t have to derail your plans. By being proactive and organised, you can stay ahead of these changes. Keep a calendar of important dates like your NCT test or licence renewal and set reminders well in advance. This way, you won’t be caught off guard and can spread out your expenses over time.
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Also, consider other ways to save. For instance, some driving schools offer package deals for driving lessons, which can help reduce costs. Checking for discounts on car insurance or maintenance services can also ease the financial burden.
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Drive Smart and Stay Covered
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While fee hikes aren’t ideal, a little planning can make all the difference. Stay on top of your driving-related expenses, and remember, we’re here to help you stay covered. If you’re a learner driver, we offer some of the best learner driver insurance around. Visit Coverinaclick.ie to find out how we can support you on your driving journey.
\n
\n","title":"New Year, New Costs: What RSA Fee Hikes Mean for Drivers in 2025","summary":"Discover how RSA fee hikes for driving licences and NCT tests affect learner drivers in Ireland. Learn tips to manage these new costs effectively.","createdAt":"2025-01-17T11:40:00.000Z","slug":"rsa-fee-hikes-for-drivers-ireland-2025","header_image":"https://storage.coverinaclick.ie/blog/678a442bbbc3391864f6a9b5/1737114667314/RSA%20Fees%20Increase%20for%20Drivers%20Ireland%202025.jpg","updatedAt":"2025-02-18T13:00:06.766Z","__v":0},{"tags":[],"tag":"Insurance","status":"Published","_id":"6762db4b9950ba59b2caa535","wysiwyg":"
When looking for cover for your car, it’s important to understand insurance policy excess. You may be familiar with paying a deductible when making a claim, but what exactly does excess mean in insurance? For young drivers insurance or any type of policy, understanding policy excess is key to managing the cost of your coverage. In this blog, we’ll break down the meaning of policy excess and why it matters when choosing the right insurance.
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What is Insurance Policy Excess?
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Insurance policy excess is the amount you’ll need to pay out of pocket before your insurer covers the remaining costs when making a claim. In other words, it's your contribution toward a claim, and it can vary depending on the type of car insurance. For example, if your car gets damaged in an accident, the excess is the amount you’ll pay before your car insurance covers the rest.
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What Does Excess Mean in Insurance?
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So, what does insurance excess mean for you? It’s essentially the deductible you agree to when you take out a car insurance policy. The higher the excess, the lower the premiums you may pay. But remember, this means you’ll have to pay more out of pocket if you need to make a claim. On the flip side, a lower excess means higher premiums but could reduce the amount you need to pay if you need to claim.
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Understanding the meaning of policy excess can help you make more informed decisions about the type of insurance that best suits you. When it comes to insuring your car, it’s essential to factor in the excess when calculating your overall car insurance costs.
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Policy Excess Example
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Let’s break it down with an example. Imagine you’re involved in a car accident, and the damage to your vehicle costs €1,000 to repair. If your insurance policy excess is €300, you’ll need to pay €300 out of pocket. Your insurer will then cover the remaining €700.
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Compulsory vs. Voluntary Excess: Understanding the Difference
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When managing your insurance policy, you should understand the difference between compulsory and voluntary excess. These two types of excesses play a significant role in determining how much you’ll need to pay in the event of a claim.
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Compulsory Excess is a fixed amount set by your insurer and is non-negotiable. It applies to all claims and reflects the risk level associated with your policy. For example, new drivers or those with high-value cars might have a higher compulsory excess. This is because insurers perceive these categories as higher risk.
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Voluntary Excess, on the other hand, is an amount you choose to pay on top of the compulsory excess. Opting for a higher voluntary excess can reduce your premium. This makes it a cost-effective strategy for those confident they won't need to make frequent claims. However, it’s important to ensure the total excess is manageable if you do need to make a claim.
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Choosing the right balance is key to tailoring your car insurance to your needs. You don't want to get caught off guard by large out-of-pocket expenses.
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How to Choose the Right Insurance Policy Excess for Your Needs
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When selecting your insurance excess in Ireland, it’s important to balance it with your premium. Here are a few tips on how to choose the right excess for you:
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\n
1. Assess your financial situation
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If you can pay a higher excess in the event of a claim, choosing this may lower your monthly premium. However, be sure you’re comfortable paying this amount if the situation arises.
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2. Consider the likelihood of claims
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If you’re a cautious driver, you may not need to worry as much about paying a higher excess. But if you live in an area in Ireland prone to theft or accidents, a lower insurance excess might be beneficial.
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3. Think about your vehicle's value
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For an older or lower-value car, opting for a higher excess may make sense since repair or replacement costs might be less significant. On the other hand, for newer or more expensive vehicles, a lower excess could offer greater peace of mind.
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What Causes the Excess Insurance to Change in Ireland?
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Several factors can affect the insurance policy excess, including the type of vehicle being insured. For instance, van insurance excess can vary significantly depending on the usage of the van, whether for personal or business purposes. Understanding these specifics ensures you're prepared for any out-of-pocket costs in case of a claim.
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1. Age and experience
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New drivers may face higher excess fees, as insurers consider them higher risk.
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2. Claims history
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If you've made frequent claims in the past, your excess might be increased.
By understanding the meaning of policy excess and how it affects your premium, you can make a more informed choice and potentially lower your costs.
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Understanding your insurance policy excess is key to making smart coverage decisions. When you're considering deciding on the right excess amount, it’s important to carefully evaluate your options.
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If you're a new driver and looking for the best deals, Coverinaclick.ie offers affordable young drivers insurance quotes. Visit our website today for more information and get a quote that suits your needs!
\n
\n","title":"Understanding Insurance Policy Excess: What It Means for You","summary":"Learn about insurance policy excess, what it means, and how to choose the right coverage. Explore excess insurance options to save on premiums.","createdAt":"2024-12-18T14:18:00.000Z","slug":"insurance-policy-excess","header_image":"https://storage.coverinaclick.ie/blog/6762db4b9950ba59b2caa535/1734532038705/insurance%20policy%20excess.png","updatedAt":"2025-02-18T13:08:11.942Z","__v":0},{"tags":[],"tag":"Driving Tips","status":"Published","_id":"6749de739950ba59b2bf10e8","wysiwyg":"
Learning how to parallel park can be intimidating for new drivers, but with the right guidance, you’ll soon be parallel parking like a pro. Whether you're trying to park between two cars or tackling the tricky task of how to parallel park on the left, these tips will help you navigate even the tightest parking spaces. As your go-to broker of cheap car insurance for provisional drivers, we know the importance of building confidence on the road. We'll help you master the skills you need to stay safe on the road.
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Parallel Parking Explained
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Before diving into how to parallel park, it's important to understand the basics. Parallel parking involves positioning your car parallel to the curb, between two parked cars, in a space that’s just big enough for your vehicle. This is a common manoeuvre you’ll need to master for everyday driving. This skill is especially useful in busy urban areas where parking spaces can be limited. Now that we’ve explained the fundamentals of parallel parking, let’s move on to some essential tips to help you perfect the technique.
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Parallel Parking Tips: Step-by-Step
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Now that you know the basics, here’s a simple step-by-step guide to help you figure out how to parallel park with confidence:
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\n
1. Find the Right Spot
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Look for a parking space that’s at least 1.5 times the length of your car. Ensure the area is clear of obstacles like pedestrians or other vehicles that could make parking difficult.
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2. Signal and Position Your Car
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Once you’ve found the perfect spot, signal your intention to park and begin to reverse into the space. Ensure your car is parallel to the parked vehicles before you start. If you're unsure how to parallel park between two cars, make sure you give yourself ample space on both sides. Refer to the diagram above.
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3. Use Your Mirrors and Check Your Surroundings
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Always check your mirrors and rearview camera (if equipped) for any obstructions. Take it slow, and don’t be afraid to adjust as you go. Your goal is to safely slide your car into the space without hitting the other vehicles.
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4. Steer and Reverse
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As you start reversing, turn the steering wheel sharply towards the curb to angle your car into the space. Once your front tyres are clear of the car in front of the parking space, straighten the wheel and continue reversing.
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\n
5. Final Adjustments
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If you find that your car is not perfectly centred in the space, make small adjustments until you're in the ideal position.
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\n\n\n
Can't Parallel Park? Don’t Worry!
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If you’re feeling frustrated because you can’t parallel park, don’t stress – it’s a skill that takes practice. Start in less crowded areas or practice in empty parking lots to gain confidence before you attempt parallel parking in real-world scenarios. With time and practice, you’ll soon have the hang of it!
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Why It’s Important to Master Parallel Parking
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Mastering how to parallel park is a valuable skill that will make you more confident when navigating busy streets. Visit the Road Safety Authority's website for helpful resources. While parallel parking may not be required in your driving test, it’s often the best option when parking spaces are limited. Being able to do it smoothly will save you time, reduce stress, and help you avoid potential parking fines.
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Before getting behind the wheel, it’s essential to ensure your vision is sharp – an eye test is a crucial step in maintaining safe driving habits, especially when performing precise manoeuvres like parallel parking.
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Parallel parking doesn’t have to be stressful, and with these simple tips, you’ll be manoeuvring into tight spaces with ease in no time. Whether you're parking between two cars or learning how to parallel park on the left, practising the right techniques is key.
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At CoverInAClick.ie, we understand that new drivers need reliable, affordable car insurance. If you’re a starting out and looking for great coverage, visit us today to get a learner driver insurance quote and drive with confidence.
\n
\n","title":"How to Parallel Park: Mastering the Skill with Ease","summary":"Struggling with parallel parking? Learn how to parallel park like a pro with these simple tips and techniques. Perfect for beginners!","createdAt":"2024-11-29T15:24:00.000Z","slug":"how-to-parallel-park","header_image":"https://storage.coverinaclick.ie/blog/6749de739950ba59b2bf10e8/1732894323595/how%20to%20parallel%20park.jpg","updatedAt":"2025-02-18T13:09:15.807Z","__v":0},{"tags":[],"tag":"Driving Tips","status":"Published","_id":"6735e79a9950ba59b2b5d322","wysiwyg":"
Skidding is a common and often dangerous driving hazard. But what can cause a vehicle to skid? Understanding the factors that lead to skidding can help you stay safe and take preventative action behind the wheel. As your go-to insurance broker for first-time drivers, we’re here to help you stay safe and confident on the road Let's dive into answering the question “what is a common cause of the skid?” and talk through how to avoid it!
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What Can Cause a Vehicle to Skid?
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1. Wet or Slippery Roads
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What causes the vehicle to skid? Well, one of the main causes is driving on wet, icy, or slippery roads. Rain, snow, and ice reduce the friction between your tyres and the road, making it easier for your vehicle to lose traction. When this happens, skidding becomes much more likely, especially when accelerating, braking, or turning.
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To avoid skidding in such conditions, slow down and increase the distance between your car and others. Always drive according to the weather and road conditions and avoid sudden movements that can throw off your car's balance.
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2. Sudden Braking or Sharp Turns
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Another factor that can cause a vehicle to skid is making sudden or sharp movements, such as hard braking or sharp turns. When you brake abruptly, the force can overwhelm the traction of your tyres, especially on wet or icy roads. Similarly, turning too sharply at high speed can cause your vehicle to lose grip and slide out of control.
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To avoid this, try to anticipate your braking needs and reduce speed gradually. When making turns, reduce your speed beforehand and steer smoothly to maintain better control of your vehicle.
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3. Poor Tire Condition
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What causes a car to skid? Tyres play a critical role in maintaining the grip between your car and the road. Worn-out tyres or those with low tread depth can increase the likelihood of skidding, especially in wet or icy conditions. Without sufficient tread, your tyres won’t grip the road effectively, making it easier for your car to slide.
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Regularly check your tyre condition, including tread depth and air pressure. Replace tyres that are worn or damaged to ensure your car maintains proper traction.
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4. Excessive Speed
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When considering what can cause a vehicle to skid, speed is a big factor! Excessive speed is a leading cause of skidding. When driving too fast for the road conditions, your tyres may not have enough time to adjust to changes in the road surface. This can increase the chances of losing control. Whether it’s wet roads, sharp turns, or a downhill slope, excessive speed can quickly lead to dangerous skidding. Not to mention, speeding is one of the most common offences that can result in penalty points!
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Always adhere to speed limits and adjust your speed to the weather and road conditions. Driving at a safe speed can help prevent accidents and keep you in control of your vehicle.
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\n
How to Prevent Skidding
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While you can’t always control the road conditions, you can take several steps to prevent skidding:
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· Drive at a safe speed, especially in poor weather conditions.
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· Maintain a safe distance from other vehicles.
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· Avoid sudden braking, accelerating, or turning.
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· Ensure your tyres are in good condition and properly inflated.
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\n
If you find yourself skidding, steer smoothly in the direction your car is sliding to help straighten the vehicle. Do not slam on the brakes, as this can make the situation worse. Instead, try to ease off the gas pedal and regain control gradually.
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Commercial vehicles and heavy vehicles are particularly susceptible to skidding due to their size and weight, making it even more crucial for drivers to stay alert and adjust their speed according to road conditions.
Understanding what can cause a car to skid and how to prevent it is essential for staying safe on the road. Whether it's the weather, poor driving habits, or vehicle maintenance issues, taking the right precautions can help you avoid dangerous situations.
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At Coverinaclick.ie, we understand the challenges of being a new driver and how difficult can be to find good prices for car insurance. That's why we offer competitive new driver insurance quotes to suit your needs. Visit our website today to get a quote and drive with confidence!
\n
\n","title":"What Can Cause a Vehicle to Skid? Understanding the Risks","summary":"Skidding can be dangerous, but knowing what can cause a vehicle to skid and how to prevent it can keep you safe on the road. Read on to learn more.","createdAt":"2024-11-14T11:36:00.000Z","slug":"what-can-cause-a-vehicle-to-skid","header_image":"https://storage.coverinaclick.ie/blog/6735e79a9950ba59b2b5d322/1731585946487/what%20can%20cause%20a%20vehicle%20to%20skid.jpg","updatedAt":"2025-02-18T13:11:00.733Z","__v":0},{"tags":[],"tag":"Guides","status":"Published","_id":"6710fb944bce478ed7936e20","wysiwyg":"
Experiencing a car accident can be overwhelming, whether you're at fault or not. Knowing how to handle the situation is key to protecting your safety and legal rights. For first-time drivers, the aftermath of an accident can be especially stressful, but understanding the necessary steps will help ease the process. This guide walks you through what to do after a car accident, whether it’s your fault or someone else’s.
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\n
Immediate Steps After a Car Accident
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The first few minutes after a car accident are crucial. Your safety and the safety of others should be your top priority. If you’ve been involved in a car accident, follow these steps:
\n
1. Check for Injuries
\n
If anyone is injured, immediately call emergency services. Even if injuries seem minor, seeking medical advice’s still a good idea.
\n
2. Move to a Safe Area
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If it’s safe, move your vehicle off the road to avoid causing further accidents. If the car is immobile, turn on your hazard lights to alert other drivers.
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3. Call the Gardaí
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In Ireland, it’s important to contact the Gardaí if there’s significant damage or if someone is injured. They will take a report and help manage the scene. Even if there are no visible injuries, it’s advisable to get the Gardaí involved, especially when the accident involves another driver. Dial 112 or 999 to reach emergency services.
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4. Exchange Information
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After a car accident, exchange details with the other driver. This includes swapping names, contact information, vehicle registration, and car insurance policy details. If possible, take photographs of the scene and the vehicles involved, as they can serve as evidence.
What to Do After a Car Accident That’s Not Your Fault in Ireland
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If you’ve been in a car accident that wasn’t your fault, you’ll still need to follow the steps above, but there are a few additional things to consider. Knowing what to do after a car accident that’s not your fault can help speed up the process of making a car insurance claim in Ireland.
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If it’s clear the other driver is at fault, ensure you gather all the evidence you can at the scene. This includes photos, witness statements, and Garda reports. You should also contact your car insurance company to inform them of the accident.
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Reporting a Car Accident to Your Insurance Company
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One of the most common questions drivers have is, \"How long do I have to report a car accident to my insurance company?\" In Ireland, it’s recommended to report the accident to your insurer as soon as possible, ideally within 24 hours. Prompt reporting can speed up the claims process and help ensure you get the necessary support. Even if the accident wasn’t your fault, it’s important to notify your car insurance provider right away.
What to Do When Someone Hits Your Parked Car in Ireland
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If you discover that your car has been hit while it was parked, you may be unsure of what steps to take next. Here’s what to do when someone hits your parked car in Ireland:
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1. Look for the Other Driver’s Information
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In some cases, the driver who hit your parked car may have left a note with their contact and car insurance details. If so, contact them directly to exchange information.
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2. Report the Incident
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If no note was left, report the accident to the Gardaí and your insurance provider. Provide as much information as possible, including the time, location, and any potential witnesses.
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3. Document the Damage
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Take photos of the damage to your vehicle. This will help when filing an insurance claim.
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Dealing With a Car Accident That Was Your Fault
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I've had a car accident that was my fault - what should I do? If you find yourself in this situation, follow the same steps outlined above for immediate actions (ensuring safety, calling Gardaí, etc.). You’ll also need to notify your insurance company promptly and provide all necessary details. Even when you're at fault, your car insurance policy can help cover damages, though it may affect your future premiums.
After an accident, you might wonder, \"Someone hit my car - whose insurance do I call?\" If the accident was not your fault, contact your insurance company as well as the other driver’s insurer. Your insurance provider will liaise with the other party’s insurer to settle claims. However, it’s essential to report the accident to your insurer, even if you're not at fault, so they can guide you through the process.
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Preventing Further Issues After a Car Accident
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Once you’ve dealt with the immediate aftermath of a car accident, there are a few more steps you can take to make sure everything runs smoothly:
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1. Keep All Documentation
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Retain copies of any Garda reports, insurance claims, and medical records. You may need these for future reference.
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2. Get Your Car Checked
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Even if your vehicle seems to be running fine after the accident, it’s best to have it inspected by a professional. There may be internal damage that isn’t immediately visible.
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3. Follow Up on Your Insurance Claim
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Stay in contact with your insurer to ensure your claim is progressing. Ask about any documents or information they may need to speed up the process.
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If you're injured and unable to work after a car accident, having income protection insurance can help cover your loss of earnings during recovery.
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Navigating the aftermath of a car accident can be stressful. Being prepared and knowing the right steps to take can make the process smoother. Whether the accident is your fault or not, or even if your car was hit while parked, taking prompt action will help protect your rights and ease the claims process.
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At Coverinaclick.ie, we’re dedicated to helping drivers, especially new and young drivers, get the right coverage. Whether you're wondering what to do after an accident or seeking advice after someone hit your car, we’re here to guide you through it all. Visit our website to get a quote and find the best insurance for new drivers in Ireland today!
\n
\n","title":"What to Do After a Car Accident: A Guide for Drivers in Ireland","summary":"Wondering what to do after a car accident in Ireland? Learn the essential steps to take, whether you're at fault or not, with tips from CoverInAClick.ie. ","createdAt":"2024-10-17T09:43:00.000Z","slug":"car-accident-what-to-do","header_image":"https://storage.coverinaclick.ie/blog/6710fb944bce478ed7936e20/1729166228764/car-accident.jpg","updatedAt":"2025-02-18T13:17:58.737Z","__v":0},{"tags":[],"tag":"Guides","status":"Published","_id":"66e81e434bce478ed77d79a2","wysiwyg":"
If you’re wondering how to pay tolls in Ireland, this guide will walk you through everything you need to know. We talk about using toll roads in Ireland, payment options, locations, and what to do if you miss paying a toll. We’ll also answer the question of how much are tolls in Ireland. Whether you're a regular commuter or just driving through the country, knowing the ins and outs of paying tolls in Ireland can save you time, money, and hassle. As your go-to provider of young driver insurance, we're here to help you confidently navigate the road.
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Where Are the Toll Roads in Ireland?
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Ireland has several toll roads scattered across the country. These roads help maintain the motorway network and ensure smooth, well-maintained travel routes. All the major toll roads in Ireland are located on the following roads:
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· M1: Gormanston – Monasterboice (Drogheda)
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· M3: Clonee – Kells (x2 – Clonee to Kells Grange and Clonee to Kells Blackbull)
Each of these tolls in Ireland charges a fee, which can vary depending on the vehicle type and the specific route. Visit Transport Infrastructure Ireland to learn more about the specific locations of each toll.
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How Much Are Tolls in Ireland?
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Tolls in Ireland can vary depending on the road, vehicle type, and whether you are using a standard or commercial vehicle. Typically, cars pay between €1.70 and €3.10 per toll, with higher charges for larger vehicles such as trucks and buses. For example:
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· M50 (Dublin): The M50 is the busiest motorway toll in Ireland, with a fee of €3.10 for private cars or €2.50 with a tag. The M50 operates with a barrier-free system, meaning no toll booths. Payment must be made online or through other methods within 24 hours.
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· M1 (Drogheda): The toll is €2.30 for cars.
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· N6 (Galway): The cost is also €2.30 for cars.
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When considering how much tolls are in Ireland, drivers should check current toll rates. This should be checked before embarking on long journeys as they may vary across different routes and vehicles.
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How to Pay Tolls in Ireland: Methods of Payment
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When figuring out how paying tolls in Ireland works, it’s essential to understand the different payment methods available to make your journey smooth:
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1. At Toll Plazas
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Most toll roads in Ireland have toll plazas where you can pay using cash or card.
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2. Tag System
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Electronic toll tags are an excellent option for frequent users of motorway tolls in Ireland. These tags allow automatic toll payments as you pass under a tolling point, making it quick and hassle-free. The amount is deducted from your account each month in the form of direct debit. You can also choose to top-up your account in advance using a pre-paid account.
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3. eFlow (M50)
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For drivers using the M50, a barrier-free toll, you must pay the toll online via the eFlow website, at a Payzone outlet, or using the M50 Quick Pay app. You can also register for a tag to automate payments.
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4. Via App or Website
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Some toll roads also allow payment via an app or through the road operator's website.
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If you’re using a rental car, make sure to clarify toll payment arrangements with the rental company, as they may have tag systems in place. Understanding how to pay tolls is crucial for all drivers, including those with first-time driver insurance.
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What Happens if You Don’t Pay Your Tolls?
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Failure to pay the M50 toll on time can result in escalating penalties. If you miss the 8 pm deadline the day after your journey, you’ll be charged an additional €3.50 on top of the toll fee. If you fail to pay this within 14 days, an additional penalty of €46.50 will be added. If the outstanding amount is still unpaid after another 56 days, a further late payment charge of €116.00 will apply. To avoid these increasing fees, it’s important to make your M50 toll payment promptly.
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For other tolls in Ireland, failing to pay at a toll plaza can also lead to penalties. Under Irish law, not paying your toll or disobeying the instructions of authorised personnel can result in a fine of up to €5,000, a prison term of up to 6 months, or both. To avoid these hefty consequences, ensure you're aware of the payment methods before travelling.
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Exemptions from Paying Tolls in Ireland
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Certain vehicles and personnel are exempt from paying motorway tolls in Ireland. These include:
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· Emergency Services Vehicles: Gardaí, ambulances, fire brigades.
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· Defence Forces Vehicles.
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· Adapted Vehicles for Disabled Drivers.
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These exemptions ensure that essential services can operate without delay when travelling. To learn more about the Disability Toll Exemption Scheme and eligibility around the scheme, visit the official website.
Previously, drivers of electric vehicles (EVs) benefited from reduced rates on motorway tolls in Ireland. However, the scheme ended in December 2023, and EVs are now subject to the same toll charges as traditional vehicles. This change means EV drivers must now pay full toll fees when using Irish motorways.
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Getting Set Up with a Toll Tag in Ireland
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When considering how to pay tolls in Ireland, using a toll tag is one of the most convenient options. A toll tag is an electronic device that automatically deducts toll fees from your account as you pass through toll points, allowing for a faster and hassle-free experience. Here's how you can set it up.
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First, you'll need to sign up with a toll tag provider. Popular options in Ireland include eFlow, TollTag.ie, and Easytrip.ie. You can register online via their websites or at select retail outlets. Once registered, you’ll receive your toll tag device, which you should attach to your vehicle's windscreen. The toll tag works with a prepaid account that you can top up as needed, or you can link it to a bank account or credit card for automatic payments.
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Using a toll tag is particularly beneficial for frequent drivers on toll roads, as it helps you avoid manual payments and any risk of late fees. For the M50, in particular, a toll tag ensures you're always covered, as it eliminates the need to pay online after your journey. For all other tolls, you can use the express lane when you have a tag fitted.
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Setting up a toll tag offers a smooth driving experience while avoiding fines and delays.
Using toll roads in Ireland is straightforward once you understand the locations, costs, and payment options. Whether you’re using cash, card, or an electronic tag, it’s essential to stay on top of your toll payments to avoid unnecessary fines. Be sure to plan your journey in advance and familiarise yourself with the toll costs along your route.
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For first-time drivers, learning how to pay tolls in Ireland is just one part of getting on the road. At Coverinaclick.ie, we offer affordable car insurance for young drivers. Visit our website today to get a car insurance quote and ensure you’re covered before hitting the road!
\n
\n","title":"How to Pay Tolls in Ireland: A Complete Guide for Drivers","summary":"Learn how to pay tolls in Ireland with our detailed guide on costs, locations, and payment options. Stay on top of toll roads in Ireland to avoid fines!","createdAt":"2024-09-16T09:30:00.000Z","slug":"how-to-pay-tolls-in-ireland","header_image":"https://storage.coverinaclick.ie/blog/66e81e434bce478ed77d79a2/1726488131552/how_to_pay_tolls_in_ireland.jpg","updatedAt":"2025-02-18T13:22:09.756Z","__v":0},{"tags":[],"tag":"Tips","status":"Published","_id":"66b9ce61340a2c0989a3aecc","wysiwyg":"
When you're embarking on the journey of learning how to drive, it can feel both exciting and daunting. Understanding how to drive safely and confidently is crucial for new drivers. As Ireland's new driver insurance specialist, Coverinaclick.ie is dedicated to supporting you every step of the way. In this guide, we’ll share 30 essential driving tips to help young drivers navigate the roads with ease and confidence.
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1. Start with the Basics
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Before hitting the road, get familiar with your vehicle. Understand the functions of the dashboard, pedals, and mirrors. Knowing how to drive a car starts with being comfortable behind the wheel.
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2. Adjust Your Mirrors
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Properly adjusted mirrors can significantly enhance your visibility and safety. Make sure you can see clearly behind and to the sides of your vehicle.
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3. Wear Your Seatbelt
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Always buckle up before starting the car. It's a simple yet effective safety measure. Not to mention, it’s the law. If you’re caught not wearing a seatbelt, you could be fined €120. If you’re convicted in court, you can expect five penalty points to be added to your licence and a fine of up to €2,000!
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4. Familiarise Yourself with the Controls
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Learn the locations and functions of all controls in your car. That includes indicators, headlights, and windshield wipers.
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5. Check Your Blind Spots
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Regularly check your blind spots before changing lanes or merging. This habit can prevent accidents. It’s best practice to look over your shoulder when turning or changing lanes too.
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6. Obey Speed Limits
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Speed limits are set for your safety. Adhering to them is crucial, especially when you're learning to drive.
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7. Use Indicators
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Always use your indicators to signal your intentions to other drivers. Clear communication on the road is vital.
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8. Keep a Safe Distance
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Maintain a safe following distance from the car in front of you to allow ample reaction time. Remember, allow for double the stopping distance when it’s raining or wet out.
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9. Practice Defensive Driving
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Be aware of other drivers and anticipate their actions. Defensive driving helps you stay safe, even when you already know how to drive!
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10. Avoid Distractions
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Stay focused on the road. Avoid using your phone or engaging in activities that divert your attention while driving.
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11. Learn Parking Techniques
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Practice parallel and reverse parking in a safe area until you feel confident. Learning how to drive includes mastering these essential skills.
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12. Know the Traffic Signs
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Understanding road signs is fundamental to knowing how to drive a car safely.
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13. Practice Hill Starts
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Learn to start and stop your car on a hill to gain confidence in controlling your vehicle on inclines. You’ll usually be asked to do this in your driving test, so it’s good to get practicing!
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14. Use Your Handbrake
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Use the handbrake when parking on a slope to prevent the car from rolling.
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15. Drive in Different Conditions
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Practice driving in various weather conditions to become a more versatile driver.
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16. Understand Traffic Flow
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Get a feel for how traffic flows and learn to merge smoothly and safely. This is a critical aspect of learning how to drive.
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17. Plan Your Route
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Knowing your route in advance can reduce stress and help you focus on driving. It’s also a good idea to stay on roads you’re familiar with, at least until you gain more confidence.
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18. Stay Calm in Traffic
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Heavy traffic can be stressful. Stay calm, be patient, and avoid aggressive driving. Road rage is never pretty!
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19. Learn to Merge Safely
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Merging lanes requires skill and patience. Practice merging in low-traffic areas to master how to drive confidently. You must match the speed of the road you are merging onto and ensure the way is clear before you do.
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20. Know When to Yield
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Understanding when to yield is crucial to prevent accidents and ensure smooth traffic flow. Look out for yield signs and road markings at junctions and roundabouts.
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21. Use Your Horn Sparingly
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Your horn should be used to alert other drivers, not as a tool for expressing frustration. However, it shouldn’t be used in a built-up-area between 11pm and 7am. To learn more, visit Citizens Information.
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22. Be Cautious at Junctions
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Always be extra vigilant when approaching and crossing junctions.
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23. Watch for Pedestrians
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Always be on the lookout for pedestrians, especially in busy urban areas. This awareness is key when learning to drive. They should always be given right-of-way.
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24. Avoid Overloading Your Car
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An overloaded car can affect handling and braking. Stick to your car's weight limits.
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25. Regularly Check Your Tyres
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Ensure your tyres are properly inflated and check for wear regularly. If they’ve worn down, get them replaced ASAP.
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26. Keep Your Windshield Clean
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A clear windshield is essential for good visibility. It’s a simple but important part of learning how to drive a car.
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27. Stay Sober
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Never drive under the influence of alcohol or drugs. It's illegal and extremely dangerous. To learn more about the facts about drinking and driving, visit drinkaware.ie.
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28. Follow the Rules of the Road
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Adhere to all road rules and regulations to stay safe and avoid fines. The Road Safety Authority (RSA) has outlined a full list of rules. You should be sure to keep up to date with any changes, even after you’ve learned to drive.
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29. Keep Calm Under Pressure
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If you make a mistake, stay calm and correct it safely. Mistakes are part of learning how to drive.
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30. Keep Practicing
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Learning how to drive is an ongoing process. The more you practice, the more confident you'll become.
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Learning how to drive a car involves mastering many skills and habits. By following these tips, young drivers can build a strong foundation for safe and confident driving. Remember, patience and practice are key components of learning to drive effectively.
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At Coverinaclick.ie, we understand that getting behind the wheel for the first time is a big step. That’s why we offer comprehensive first-time driver insurance to give you peace of mind while you learn. Visit our website to get a low-cost car insurance quote and secure your coverage today. Drive with confidence!
\n","title":"Learning How to Drive a Car: 30 Driving Tips for Young Drivers","summary":"Discover 30 essential tips for young drivers on how to drive safely and confidently. Learn about driving techniques, parking, and more in this guide.","createdAt":"2024-08-12T09:43:00.000Z","slug":"learning-how-to-drive-a-car","header_image":"https://storage.coverinaclick.ie/blog/66b9ce61340a2c0989a3aecc/1723453025153/learning_how_to_drive_a_car.jpg","updatedAt":"2025-02-19T15:40:21.183Z","__v":0},{"tags":[],"tag":"Tips","status":"Published","_id":"669636a83613ef8303b71a5b","wysiwyg":"
Knowing the ins and outs of third-party insurance and comprehensive insurance is key when choosing car insurance. Both options have their perks, so it’s crucial to understand what each one offers to pick the best one for your needs. We’re here to break down the meaning of third-party and comprehensive car insurance. After reading, it should help you choose the coverage that’s right for you.
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What is Third-Party Insurance?
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Third-party insurance is the most basic car insurance type required by law in many places. It covers the costs for damages to other people and their property if you’re at fault in an accident. But what about your own car and injuries? That’s where third-party insurance falls short.
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So, what is third-party car insurance in simple terms? It’s a type of coverage that provides liability protection for the harm or damage you cause to others in an accident. This means that if you’re responsible for an accident, your insurance will handle the costs of repairs or medical bills for the other party involved. However, it won’t cover any damage to your car or any personal injuries you might suffer.
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Third-party insurance meaning is all about liability coverage. It’s a great option if you’re looking for a way to stay compliant with legal requirements without breaking the bank. With this type of cover, you meet the minimum legal obligations while keeping your premiums as low as possible.
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Why Choose Third-Party Insurance?
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1. Cost-Effective
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Generally, this cover is much more affordable than comprehensive insurance options.
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2. Legal Requirement
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It meets the legal requirements for insurance.
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3. Basic Coverage
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It covers damages to others and their property in the event of an accident.
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If you’re just starting out, or driving an older car, this can be a sensible choice. But, before you commit, let’s dive into other insurance types to see what else is available to you.
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Third-Party, Fire & Theft
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If you’re considering basic coverage but want a bit more protection, third-party, fire & theft insurance might be worth exploring. This is a step up from basic third-party cover, offering additional protection. It includes everything in third-party insurance plus cover for your car if it’s stolen or damaged by fire. It offers more comprehensive protection compared to third-party alone.
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What is Comprehensive Insurance?
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Comprehensive insurance takes it to the next level. It offers extensive coverage for you and your vehicle. If you’re looking for more than just the basics, this has got you covered with a broad range of protections.
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In simple terms, fully comprehensive is a type of auto insurance that offers all-around coverage. While third-party only covers the damages you cause to others, comprehensive cover goes above and beyond. It includes everything from liability coverage to protection for your own vehicle. Whether you’re dealing with an accident, theft, or even natural disasters, comprehensive insurance has you covered.
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Comprehensive insurance meaning is about offering a safety net for almost any situation that could come up. This means you’re not just covered for the damages you cause to other people but also for the repairs or replacement of your car if something happens to it.
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Why Choose Comprehensive Insurance?
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1. All-Round Protection
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Provides coverage for damage to your own car from accidents, theft, vandalism, and natural events.
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2. Higher Coverage Limits
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Offers more extensive protection compared to third-party, including costs for your repairs and replacements.
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3. Peace of Mind
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Gives you confidence that you’re covered for a wide range of potential issues, from minor mishaps to major accidents.
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4. Comprehensive Coverage
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Ensures you have a broad safety net that goes beyond just meeting legal requirements.
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So, what is comprehensive insurance designed to do? It’s there to give you a complete coverage package that’s perfect for those who want more than just the basics. It’s the go-to choice for drivers seeking higher levels of protection and peace of mind.
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So, Which One Should You Choose?
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If you’re a young driver or trying to keep costs down, third-party insurance is a great choice. It meets the legal requirements and offers basic coverage without stretching your budget. It’s also a sensible option if you have an older car that’s not worth a lot.
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On the flip side, if you’ve got a newer car or just want the best protection possible, fully comprehensive insurance is the way to go. It covers almost everything from accidents to theft and natural disasters, giving you peace of mind on the road. So, whether you’re looking to save on your premiums or get the ultimate coverage, there’s a policy to fit your needs!
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Choosing the right insurance is crucial for protecting yourself and your vehicle. Whether you opt for third-party, or comprehensive insurance, understanding the differences and benefits of each can help you make an informed decision.
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At Coverinaclick.ie, we offer a range of motor insurance options to suit your needs. For more information or to get a quote, visit our website today!
\n
\n","title":"Third-Party vs. Comprehensive Insurance: Which Insurance Is Right for You?","summary":"Wondering whether to go for third-party or comprehensive insurance? Discover the differences, benefits, and which is right for you in our guide!","createdAt":"2024-07-16T10:52:00.000Z","slug":"third-party-insurance-vs-comprehensive","header_image":"https://storage.coverinaclick.ie/blog/669636a83613ef8303b71a5b/1721120424605/third-party%20insurance.jpg","updatedAt":"2025-02-18T13:30:35.263Z","__v":0},{"tags":[],"tag":"Tips","status":"Published","_id":"6672a335a296640ae9b66625","wysiwyg":"
Thinking it’s time to scrap my car? Whether it is beyond repair or has reached the end of its life and can't be resold, scrapping your car can be a straightforward process if you know what to do. In this guide, we’ll walk you through everything you need to know about scrapping your car in Ireland, including the paperwork, legalities, and potential earnings. Plus, get tips on ensuring you remain compliant with all regulations. As a trusted motor insurance provider, we understand the importance of responsible car disposal. That’s why we’ve put together this guide to help you understand the process of scrapping your car and how it can benefit you.
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What Are the Steps I Need to Take to Scrap My Car?
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Step 1: Prepare the Necessary Paperwork
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Before you scrap your car, you'll need to fill out the RF120 form. This document is essential if you want to apply for a motor tax refund from your local authority. The RF120 form is used when your taxed vehicle is scrapped, destroyed, stolen, or is no longer being used on a public road. It requires details about your car, such as the registration number and your personal information.
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Step 2: Choose an Authorised Treatment Facility
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To scrap your car legally, you must take it to an Authorised Treatment Facility (ATF). These facilities are licensed to dispose of vehicles in an environmentally friendly manner. Remember, you must bring the car to the facility yourself. An approved End-of-Life-Vehicle facility in Ireland is ELVES.
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Step 3: Utilise the Free Take Back Service
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The free take-back service is provided by vehicle manufacturers and importers, who are required by law to have a national collection system in place. This means that there is at least one treatment facility in every city and council area that offers this service. This service allows you to dispose of your car without any charges, ensuring that it is handled responsibly.
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Step 4: Obtain a Certificate of Destruction
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Once you hand over your car to the ATF, they will issue a Certificate of Destruction (CoD). This certificate is vital as it officially records that your vehicle has been scrapped. The facility will then forward the details to the National Vehicle and Driver File, maintained by the Department of Transport.
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Step 5: Inform Your Insurer
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Before you decide “I want to scrap my car”, it’s important to inform your insurer. This ensures that your car insurance policy is cancelled and prevents any future misunderstandings or charges.
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Can I Scrap My Car for Cash?
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Yes, you can scrap your car for cash, but the amount you receive depends on several factors.
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What price will I get if I scrap my car, you ask? Well, the scrap value of an old car can vary based on a number of things. This includes the weight of the vehicle, the scrap value of old car parts, and the current market demand for metal. It’s wise to compare offers from different ATFs to ensure you get the best deal for your car. While the main goal might be to get rid of an old vehicle, earning some cash in the process is a bonus!
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Of course, if your car is not yet at the end of its life you might wish to sell it. Read our blog on how to transfer car ownership in Ireland to learn more about the process.
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What Legal Obligations and Penalties Should I Consider When Scrapping My Car?
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Disposing of your car illegally is a criminal offence in Ireland. If you fail to scrap your car at an authorised facility, you could face fines of up to €100. This underscores the importance of adhering to legal requirements and ensuring your car is disposed of responsibly.
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The Environmental Impact of Scrapping My Car
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Choosing to scrap your car at an ATF not only ensures legal compliance but also helps protect the environment. ATFs are equipped to handle hazardous materials like oil, batteries, and tyres in an eco-friendly manner. This reduces the risk of environmental pollution and promotes the recycling of materials, contributing to a more sustainable future.
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Scrapping your car in Ireland involves several steps, from filling out a form to obtaining a Certificate of Destruction. By following these guidelines and using an authorised facility, you can ensure that the process is smooth, legal, and potentially profitable. Remember to inform your insurer and compare offers for the best deal. Don’t forget the keyword “scrap my car” when searching for ATFs or comparing offers to ensure you get the best results.
Ready to get a great car insurance quote for your next vehicle? Visit our website today and see how much you can save with CoverInAClick.ie. Drive with confidence, knowing you’re backed by the best!
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The change of car ownership in Ireland is a significant step for anyone behind the wheel. Whether you're gearing up to buy, sell or simply transfer ownership, understanding the process is crucial. In this guide, we'll explore the details of changing car ownership in Ireland. So, you’ll be equipped with all the knowledge you need for a seamless transition. As your go-to car insurance provider, we're here to support you every step of the way, ensuring you're covered and confident on the road ahead.
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Understanding the Basics
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When it comes to the change of car ownership in Ireland, understanding the fundamentals is key. Ownership isn't just about possession; it entails a bundle of legal rights and responsibilities, allowing individuals to use, control, and dispose of their vehicles. The change of car ownership involves the lawful handover of these rights from one party to another. This often occurs through a sale, gift, or inheritance. Understanding these fundamental principles is essential for a smooth and legally sound change of car ownership in Ireland.
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Documentation Required
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Before you kickstart the change of car ownership journey in Ireland, it's crucial to ensure your paperwork, particularly the log book, is in order. The logbook holds pivotal information such as the vehicle's registration number, make and model, engine specifications, and the identity of its current custodian. Additionally, a valid form of identification, such as a driver's licence or passport, serves as the passport to verify the identities of the parties involved in the ownership tango.
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Selling Your Vehicle: Private Sale vs. Motor Dealer Sale
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A. If you buy or sell a vehicle privately
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According to Citizens Information online, when conducting a private sale, there are 4 essential steps to ensure a smooth change of vehicle ownership in Ireland. As the seller, it's your responsibility to handle these steps correctly:
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1. In Ireland, you must complete and sign the change of car ownership section on the back of the Vehicle Registration Certificate (VRC).
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2. The buyer must also sign the same form.
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3. Send the completed form to the Department of Transport for updating. The address is:
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Department of Transport,
Shannon Town Centre,
Shannon,
Clare,
Ireland
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4. The Department of Transport will then post the VRC to the new owner.
When selling your vehicle to a motor dealer, the process differs slightly:
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1. Hand over the Vehicle Registration Certificate to the dealer.
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2. Both the seller and the dealer must complete the Form RF105.
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3. An approved dealer can utilise the online change of vehicle ownership service to notify the details online. Alternatively, the seller must send the RF105 form to the Department of Transport.
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By following these steps diligently, you can ensure a hassle-free transfer of ownership, whether selling privately or to a motor dealer.
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Online Options
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Say goodbye to the hassle of navigating through paperwork and visiting physical motor tax offices. The digital age has transformed the online process of the change of car ownership in Ireland. With online platforms like MotorTax.ie, you can conveniently access valuable information and guidance from the comfort of your own home.
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While you can't apply online directly through MotorTax.ie, the website serves as a valuable resource, providing detailed procedures for all types of vehicles, including those never before taxed and those registered before Jan 1st, 1993. Additionally, MotorTax.ie offers guidance on what to do in various scenarios, such as in the event of the owner's decease, as well as detailed instructions for obtaining a replacement VRC. Stay informed and empowered throughout your ownership transfer journey with MotorTax.ie.
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Additional Resources
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For those of you hungering for deeper insights and guidance on the art of car ownership transfer in Ireland, consider consulting the following resources:
Replacement Documents for Vehicle Ownership Changes
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Need to replace important vehicle documents due to ownership changes? Here's what you need to know about the replacement process:
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Replacement Documents and Costs
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a. Registration book: Replacement cost of €12
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b. Vehicle Registration Certificate: Replacement cost of €12
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c. Tax disc: Replacement cost of €6
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Obtaining Replacement Documents
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a. Download and complete form RF134 (pdf).
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b. Head to your local Garda station to have the form witnessed by a member of the Garda Síochána.
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c. Send the completed form, along with the applicable fee, to your nearby motor tax office.
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Payment Methods
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You can pay for the replacement documents by cheque, postal order, or bank draft, all payable to your local motor tax office. Keep your paperwork in order with ease.
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As you wrap up this journey through the ins and outs of the change of car ownership in Ireland, remember the importance of protecting your wheels. Make sure your ride is covered with top-notch car insurance from CoverInAClick.ie, your go-to ally in the world of vehicle protection. Ready to snag a custom car insurance quote? Just hop onto our website today!