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Cover Information

//Cover Information
Cover Information 2019-04-16T15:49:38+00:00

COVER INFORMATION

Each car insurance policy will be different and it is important that you choose the right policy to suit your needs. Not everyone will be looking for the same cover so we offer a choice of quotes allowing you to buy the policy that suits you.

Our car insurance quotes are delivered by our young driver car insurance specialists in a way that is easy for you to understand and we strive to provide you with a comprehensive understanding of exactly what you’re paying for.

SAMPLE OF THE DIFFERENT BENEFITS WE OFFER INCLUDE:

  • Breakdown Assistance
  • Windscreen Cover
  • Third Party Car Insurance
  • Replacement car in the event of an accident
  • Step Back Bonus Protection
  • Full Bonus Protection

For a more detailed guide check out the full benefits list or the policy booklets in the download section.

CAR INSURANCE COMPREHENSIVE

Comprehensive car insurance is the broadest coverage available. Comprehensive car insurance normally (but not always) includes the most amount of benefits. In the unfortunate event that you are involved in an accident and you are found at fault your comprehensive cover will pay for any third party claims and the cost to repair your car, or, if the car is deemed to be a write off, the cost to replace the car.

Comprehensive cover will also cover the cost to replace, repair the car if the car is stolen, lost or damaged by fire.

Our comprehensive cover quick guide to what’s covered will give you a good idea of the benefits that are included on the various quotes you get from Coverinaclick.ie. We recommend you check these benefits before you purchase.

CAR INSURANCE THIRD PARTY, FIRE AND THEFT

Third Party Fire and Theft car insurance will cover you for any third party claims if you are involved in an accident and are found to be at fault. However it will not cover the cost to repair your car.

Third Party Fire and Theft cover will also cover the cost to replace or repair the car if the car is stolen, lost or damaged by fire.

CAR INSURANCE THIRD PARTY ONLY

Third Party insurance will cover you for any third party claims if you are involved in an accident and are found to be at fault. However, it will not cover the cost to repair your car if the car is stolen, lost or damaged by fire.

CAR INSURANCE POLICY EXCESS

The policy excess is the amount you pay in the event of a claim on your car insurance policy. For example, if your comprehensive car insurance policy excess is €200 and you are involved in an accident and the agreed cost to repair the car is €2000.00, you pay the policy excess of €200 and the insurance company will pay €1800.00. Each of the car insurance policies have different amounts for the excess, it is very important you check the policy excess before you buy the policy.